Financial & Support Resources
Financial and Support Resources
One of the biggest questions families have when exploring senior living or care options is:
How are we going to pay for it?
Understanding the cost of care and the financial resources available can feel overwhelming. The good news is there are often more options than people realize. Our role at Senior Living Locator is to help you understand what resources may be available and how they can be used to create a plan that works both now and in the future.
VA Benefits
To learn more about benefits to veterans and if you qualify, click here.
Medicaid
Medicaid can be a complex topic, Senior Living Locator can recommend Elder Law Planning Attorneys to help you with your individual situation. More information about Washington State Medicaid Eligibility can be found by clicking here.
Long Term Care Insurance
Long Term Care Insurance is a benefit that would have had to be purchased. The plan helps pay for the costs associated with long term care. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.
Individuals who require long-term care are generally not sick in the traditional sense but are unable to perform two of the six activities of daily living such as dressing, bathing, eating, toileting, transferring (getting in and out of a bed or chair), and walking.
Local Support Groups and Resources
A Caring Closet: Free Medical Equipment
Hope Dementia Support Group: Free Dementia Support Group
Benefits & Insurance Options
VA Benefits
Veterans and their spouses may qualify for financial assistance through the Department of Veterans Affairs to help cover the cost of long term care, assisted living, or in home care.
Learn more: www.dva.wa.gov/county-information/clark-county-information
Medicaid
Medicaid programs may help cover long term care costs for individuals who meet certain medical and financial eligibility requirements.
Learn how to apply in Washington State.
Long Term Care Insurance
Long term care insurance is a policy that must have been purchased in advance and can help pay for services related to long term care.
These policies typically help cover care that is not paid for by health insurance, Medicare, or Medicaid.
Individuals generally qualify for benefits when they need assistance with two or more activities of daily living such as bathing, dressing, eating, toileting, transferring, or mobility.
If you have a long term care policy, we can help you understand how to use it and what types of communities accept it.
Support Groups & Community Resources
Navigating aging, caregiving, and dementia can be challenging. There are several incredible organizations in Southwest Washington that provide support, education, and resources for seniors and their families.
Hope Dementia Support Groups
Provides education, support, and community for individuals and families impacted by dementia.
A Caring Closet
A local nonprofit that provides gently used medical equipment to the community at no cost.
Meals on Wheels People
Delivers nutritious meals and provides community connections for seniors who are homebound.
Area Agency on Aging and Disabilities of Southwest Washington
Offers programs, services, and resources for older adults and caregivers.
Alzheimer’s Association
Provides education, support groups, a 24/7 helpline, and resources for individuals living with Alzheimer’s and dementia.
Not sure where to start?
Understanding care options, costs, and available resources can be overwhelming. Senior Living Locator provides personalized guidance at no cost to you.